One Client, One KYC/CDD — standardisation infrastructure for Spanish real estate
PropComply is KYC/CDD standardisation infrastructure for Spanish real estate. One client, one KYC/CDD — shared between agents, mortgage brokers, lawyers, property developers, notaries and banks, with multi-logic for different client types and roles. Built to make AML simple and easy, for both client and user. Already in live production in Spain with positive feedback.
One Client – One KYC/CDD
A single, standardised KYC/CDD record per client, reusable across every party in the transaction.
Multi-party sharing
Shared between agents, mortgage brokers, lawyers, property developers, notaries and banks — under proper control.
Multi-logic KYC/CDD
Different logic for different client types and roles — natural persons, legal entities, buyers, sellers, UBOs and counterparties.
Excellent client journey
Designed to make AML simple and easy for the client — a clean, modern onboarding experience.
Built for the user
User experience designed for the professionals doing the work, not just the compliance officer.
Risk classification
Sector-specific risk classification logic for properties, parties and transactions.
Reservation flow
PropComply will also solve the reservation step — AML-aligned reservation deposits and milestones.
Live in Spain
Already used by several actors in Spain and in live production with positive feedback.
Reduce AML friction across the real estate transaction lifecycle
Bring structure and control to real estate AML
Request PropComply demoFrequently asked questions about PropComply
What is PropComply?
PropComply is KYC/CDD standardisation infrastructure for the Spanish real estate sector. It produces a single, standardised KYC/CDD record per client — One Client, One KYC/CDD — that is reusable and shareable, under proper control, across agents, mortgage brokers, lawyers, property developers, notaries and banks involved in the same real estate transaction.
Who uses PropComply?
Real estate agencies, mortgage intermediaries, lawyers, property developers, notaries and banks operating in Spain — particularly on Costa del Sol, Costa Blanca, Mallorca and Ibiza. PropComply is already live in production in Spain with positive feedback from multiple actors.
How does PropComply handle different client types?
PropComply applies multi-logic KYC/CDD: different workflows for natural persons, legal entities, buyers, sellers, ultimate beneficial owners (UBOs) and counterparties — with sector-specific risk classification logic for properties, parties and transactions.
Does PropComply replace AML responsibility?
No. PropComply is KYC/CDD standardisation infrastructure. Each obligated entity remains legally and regulatorily responsible for its own AML programme. PropComply reduces duplication and friction across the transaction lifecycle while preserving each party's compliance accountability.