The Human-first, AI-enabled AML consultancy and technology company
AIRI helps banks, fintechs, real estate and other obligated entities reduce AML cost, replace legacy systems and increase AML intelligence with AI — without losing human oversight or regulatory defensibility.
Human-first, AI-enabled AML — lower cost, higher intelligence, defensible by design
AIRI was built around a simple thesis: AML compliance doesn't need more staff and more legacy systems. It needs sharper human judgement, AI-assisted workflows and a risk-based, governance-focused operating model — with humans in control of every decision.
Cost reduction
Cut compliance cost for banks, fintechs and real estate by replacing oversized analyst teams and legacy tooling with AI-assisted, human-judged AML operations.
Human-led, AI-augmented intelligence
Move from reactive case handling to proactive risk intelligence. AI augments — not replaces — analysts on KYC/CDD, EDD, transaction monitoring, PEP/sanctions and trade intelligence, with human judgement on every decision.
Productivity, not headcount
Modern AML throughput without scaling headcount. Replace manual review backlogs and outdated processes with AI-assisted workflows under human oversight.
Replace legacy systems
Modular AML infrastructure that integrates with existing core systems and phases out fragmented, expensive legacy compliance stacks.
Defensible & auditable
Every AI-assisted decision is risk-based, explainable and auditable. AIRI does not provide fully autonomous AML compliance — humans remain in control.
Sector-specific reality
AI applied to the actual business model and risk reality of each sector — not a generic horizontal product.
Both AML compliance and operational effectiveness — in the right order
Obligated entities come to AIRI to ensure AML compliance and to make AML operationally effective and efficient. We achieve this by leading with an AML AI Strategy and then sequencing the work in the right order: data, systems, then people — for both input and handling of output.
AML AI Strategy first
Define the risk-based, governance-focused AI strategy before tooling. Scope, oversight, explainability, KPIs and where AI augments humans.
Data
Get the underlying AML data right — sources, quality, lineage, enrichment and screening data. AI is only as strong as the data it acts on.
The right systems
Select and integrate the right AML systems for KYC/CDD, EDD, screening and transaction monitoring — replacing legacy stacks where they hold the operation back.
The right people
The right people on both sides: input (configuration, tuning, governance) and handling output (analysts, investigators, MLRO) — supported, not replaced, by AI.
Built through operational AML experience and sector-focused innovation
- 15+ years AML and financial crime prevention experience
- PropComply participated in GründerAcademy / TheFactory programme (2025)
- PropComply preselected as 1 of 10 startups at SIMED Málaga 2025
- PropComply received Innovation Norway grant support
- Experience across fintech, payments, real estate, mortgage and investigations
AML AI implementation strategy
A practical, risk-based approach to deploying AI in AML — defensible, governed and operationally useful.
See the strategyTrusted by fintechs, real estate agencies, mortgage intermediary and law firm in Norway, Sweden and Spain
Client references relate to advisory, AML/KYC, technology or compliance-related work and do not imply regulatory endorsement.
Integrated AML compliance infrastructure, operations and AI strategy
A practical, sector-specific approach combining AML expertise, technology and operational execution.
AML Operations Support
Operational AML execution, analyst capacity and workflow delivery for regulated and obligated entities.
AML AI Strategy
Risk-based, governance-focused AI strategy with human oversight, explainability and auditability.
Sector-Specific AML Frameworks
AML frameworks adapted to actual business models, operational risk and sector reality.
KYC / CDD / EDD Infrastructure
Practical onboarding, customer due diligence and enhanced due diligence infrastructure.
AML Technology & Workflow Design
Workflow architecture, vendor selection and operational tooling for compliance teams.
Outsourced AML Operations
EU-based AML operations delivery with senior Nordic oversight.
AML Training & Governance
Operational AML training, governance frameworks and board-level reporting.
Spain-Focused Real Estate AML
Sector-specific AML/KYC infrastructure and compliance support for the Spanish real estate market.
Built for sector-specific AML realities
AIRI develops practical AML compliance solutions adapted to actual business models, operational risk exposure and regulatory realities within each sector.
AML AI Strategy with governance, auditability and human oversight
AIRI helps regulated and obligated entities implement practical, defensible and risk-based AI strategies for AML operations.
AIRI's portfolio of AI-enabled AML compliance products, services and operational ventures
Built and operated by AIRI to apply the Human-first, AI-enabled AML approach in real markets — across regulated financial services, real estate and high-risk obligated entities.
Outsourced AI-assisted AML operations centre
European AML operations from Málaga — KYC/CDD, EDD, transaction monitoring and screening, AI-assisted and human-judged.
One Client, One KYC/CDD for real estate
KYC/CDD standardisation infrastructure shared across agents, brokers, lawyers, developers, notaries and banks.
AML expertise for Spanish real estate
Operational AML support, frameworks and SEPBLAC-focused implementation for real estate obligated entities in Spain.
Practical AML training for Spanish real estate
Mobile-first AML training app for real estate professionals operating under Spanish AML obligations.
Frequently asked questions about AI-enabled AML
What does AI Risk Intelligence AS (AIRI) do?
AIRI is a Norway-headquartered, AI-enabled AML and financial crime prevention company. It helps banks, fintechs, payment institutions, real estate firms and other obligated entities improve AML effectiveness, reduce compliance friction, strengthen governance and responsibly implement AI within financial crime prevention programmes. AIRI is not a traditional AML consultancy — it operates at the intersection of AML, financial crime intelligence, AI strategy, AI governance, AML operations and compliance technology.
Can AI replace AML analysts?
No. AI does not replace AML analysts. AIRI deploys AI as an analyst and workflow enabler — accelerating onboarding triage, alert prioritisation, adverse media review, EDD drafting and quality assurance — while human analysts retain judgement on every decision. Final legal and regulatory responsibility remains with the obligated entity. This is a Human-first, AI-enabled model, not autonomous AML.
What is Human-first, AI-enabled AML?
Human-first, AI-enabled AML is AIRI's operating model: AML programmes are designed around qualified human judgement, with AI deployed under governance, explainability and human oversight to increase throughput, sharpen intelligence and lower cost. AI augments AML operations across KYC, CDD, EDD, transaction monitoring, PEP/sanctions screening and investigations — but humans remain accountable for every decision.
Which sectors does AIRI serve?
Banks, payment institutions, electronic money institutions (EMIs), fintechs, cross-border payment providers, crypto and virtual asset service providers, online gambling operators, real estate companies, mortgage intermediaries and other high-risk obligated entities — primarily across Norway, the Nordics, the EU/EEA, the UK and Spain.
How does AIRI approach AI governance for AML?
AIRI applies a structured AI governance framework covering AI risk assessments, model and vendor governance, human oversight roles, explainability requirements, auditability and change control. AI use is risk-based, documented and defensible — aligned with supervisory expectations and the EU AI Act.
Reduce AML friction without weakening control
Book a confidential discussion regarding AML operations, AML AI strategy, sector-specific AML frameworks or outsourced AML support.