AML Ops Málaga · Coming soon

An outsourced AML operations centre for high-risk regulated businesses across Europe

We give payment institutions, EMIs, fintechs, online gambling operators, crypto/CASPs and other regulated entities access to senior AML expertise and scalable analyst capacity — without the cost base of Malta, the Nordics or the UK.

How we operate

An international, multilingual operations base in Málaga, Spain

We combine an international, multilingual talent pool with European working hours, modern AI-assisted workflows and a strong oversight culture. Every decision is executed under your policies and your MLRO's supervision.

AI accelerates our analysts; it never replaces compliance judgement.

Supervised across
MaltaNordicsUnited KingdomEU / EEA
What we do

Operational AML execution, end to end

KYC / CDD onboarding operations
Enhanced Due Diligence (SoW / SoF / complex files)
Transaction Monitoring alert review (L1/L2)
PEP & Sanctions screening and disposition
Periodic and trigger-based reviews
QA and independent quality control
Backlog remediation projects
Dedicated and shared AML analyst capacity
AML training support aligned with your SOPs
Who we support

Built for high-risk regulated sectors

Payment Institutions
EMIs
Fintech
Online Gambling
Crypto & CASPs
Cross-Border Payments
High-Risk Financial Services
Why Málaga

A strategic European AML base

Significantly lower operational cost than Northern Europe, CET alignment, deep international talent and a thriving compliance and tech ecosystem on the Costa del Sol.

Lower operational cost
Significantly lower cost base than Malta, the Nordics or the UK — without compromising on senior expertise.
CET-aligned coverage
European working hours that align with your business and supervisors across the EU/EEA.
International talent
Deep multilingual talent pool with a thriving compliance and tech ecosystem on the Costa del Sol.
Long-term Spanish AML careers
Committed to recruiting and training Spanish AML talent and building skilled career paths with international exposure.
How we work

An extension of your compliance function

The regulated entity always remains accountable. We operate transparently — with KPIs, audit-ready evidence, governance forums and constructive engagement with your MLRO and supervisors.

Your policies, your MLRO
Every decision is executed under your policies and your MLRO's supervision.
Transparent KPIs
Audit-ready evidence and governance forums built into the engagement.
AI-accelerated, human-judged
Modern AI-assisted workflows with strong oversight — judgement stays with qualified analysts.

AML Ops Málaga is a service provided by AI Risk Intelligence AS. Final legal and regulatory responsibility remains with the obligated entity.

Pre-launch

Scale AML operations without compromising control

AML Ops Málaga has not yet been launched. We are speaking with prospective regulated partners ahead of go-live.

Request pre-launch access
FAQ

Frequently asked questions about AML Ops Málaga

What is AML Ops Málaga?

AML Ops Málaga is an outsourced, AI-assisted AML operations centre based in Málaga, Spain, serving high-risk regulated entities across the EU/EEA, Malta, the Nordics and the UK. It provides senior AML expertise and scalable analyst capacity for KYC/CDD onboarding, EDD, transaction monitoring, sanctions and PEP screening, periodic reviews, QA and backlog remediation.

Does outsourcing AML operations transfer regulatory responsibility?

No. The regulated entity always remains accountable for AML compliance. AML Ops Málaga operates as an extension of the client's compliance function, executing every decision under the client's policies and the client's MLRO supervision, with transparent KPIs, audit-ready evidence and governance forums.

How does AI fit into AML Ops Málaga's workflows?

AI accelerates analysts — for example through onboarding triage, document and identity extraction, adverse media review acceleration and TM alert prioritisation — but never replaces compliance judgement. Decisions are made by qualified analysts under defined oversight.

Why Málaga as an AML operations base?

Málaga combines significantly lower operational cost than Malta, the Nordics or the UK, CET-aligned coverage for European supervisors, deep multilingual talent, a thriving compliance and tech ecosystem on the Costa del Sol, and long-term commitment to building Spanish AML careers.